Austin Insurance
Home, Auto & Life from a Local Austin Agent
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Austin is Texas's vibrant capital, known for live music, innovation, and rapid growth. But with that growth comes insurance challenges: rising home values, frequent hail storms, and flash flood risks along creeks and waterways. Homes in central Austin—from South Congress to East Austin to downtown lofts—face unique risks that require tailored coverage. Baker Insurance Group specializes in Austin-specific underwriting, helping downtown professionals, young families, and investors find the right mix of affordability and comprehensive protection.
Why Austin Homeowners Choose BIG
Local Knowledge
We know the neighborhoods, schools, and risks.
20+ Carriers
Access to top insurers without the corporate run-around.
Zero Pressure
Free quotes, no obligation, true guidance from licensed advisors.
Common Risks in Austin
$675K
Median Home Value
2-3
Avg Hail Events/Year
$1,350
Avg Annual Premium
Community & Schools
School Districts
- Austin ISD
- Eanes ISD (partial)
Landmarks
- Downtown Austin
- Lady Bird Lake
- Congress Avenue Bridge
- Zilker Park
- 6th Street
Top Carriers in Austin
| Carrier | Avg Annual Premium (Austin) | Bundling Discount | Claims Satisfaction | Best For |
|---|---|---|---|---|
| Farmers | $1,285 | 18% | 4.2 | Bundled policies |
| Progressive | $1,195 | 15% | 4.3 | Competitive rates |
| Travelers | $1,345 | 20% | 4.4 | Higher coverage |
| Nationwide | $1,255 | 17% | 4.1 | Local service |
| Liberty Mutual | $1,310 | 19% | 4.2 | Customization |
| Safeco | $1,225 | 16% | 4.3 | Affordability |
Austin Insurance — FAQs
Serving Austin from our East Austin office
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